Flexible Benefit Group, Inc. was formed in 1985 as a firm specializing in cafeteria plans. FBG operated independently until 1989 when they began working with medical Third Party Administrators (TPA) to provide combined cafeteria and self funded medical plan administration for plan sponsors.

FBG now provides cafeteria administrative services through a number of medical TPAs, as well as providing cafeteria only services direct to client plan sponsors.

The key personnel at FBG are:

Mike Whitney, Retired/Chairman of the Board: Mike provides plan design and oversight for plan sponsors. He consults with clients across the United States on both cafeteria and self funded medical plan design. He was the founding chairman of CPAC and served on the American Society of Pension Actuaries (ASPA) cafeteria education committee where he co-authored an education program for cafeteria plan service providers. He has served as chair of various committees of the Employers Council on Flexible Compensation (ECFC). In October 1998, the IRS held a weeklong training session for their field supervisors. The purpose of the session was to raise their awareness of all aspects of cafeteria plans. Mike Whitney was the only TPA representative invited by the IRS to speak at the meeting.

Kevin Whitney, CEO/President: Kevin has been active in the company since 1994. He has a BA in business administration from the University of Texas at Arlington. He became a full partner in the firm in 2000 and currently is responsible for all operations in the Dallas office. He provides technical and design assistance to clients for their Cafeteria Plans, Healthcare Reimbursement Arrangements, Max 105 Plans and other partial self-funded medical plans.

Jacquie Whitney, Retired/Consultant: Jacquie has provided direct plan administrative services to well over 100 client firms since FBG began operations in 1985. She is an acknowledged expert in plan administration and is a frequent speaker at meetings of the Cafeteria Plan Advisors Council (CPAC), a national group of plan service providers founded in 1987.

Carlos Nazario, COO/CFO: Carlos joined FBG in 2009. He has proven his ability to drive and grow companies in diverse industries. He has over thirty years of experience in general management, operations and finance in well known companies such as Procter & Gamble and Philips Lighting Rep., with demonstrated success in P & L. He also has extensive experience in developing/expanding businesses in the United States and Internationally.